Apply for Social Security

Receiving Your First Check After You Apply for Social Security

Once you apply for social security benefits, you are likely interested in the process involved in receiving your benefits. In this article, we’ll take a brief look at when you can expect your benefits to arrive as well as how they are issued.

How Are Benefits Sent?

After you have been approved for benefits, the administration will begin to issue your benefits payment either by check or through direct deposit. If you elect to receive your benefits by check after you apply for social security, you may instruct the administration to send your benefits payment to your home, a post office box, or alternatively, you may have them mailed to your local bank branch for deposit into your account. If you elect to include a “care of” indication on your mailing address, you will need to provide a written request and explanation of this to the administration as well to protect you from benefits fraud. In the even that you do not have a permanent mailing address, your local district office may permit you to elect for your benefits checks to be sent to them, however, it should be noted that this is at their discretion and you will not be permitted to do so if the reason behind your request is fear of mail theft due to an insecure mailbox.

When Does the First Payment Arrive?

After you apply for social security benefits and are approved, you should receive your first benefits issuance within about one month. Obviously, there are various factors which can delay payment such as lack of required documentation within your claim file, however, this is the average processing time for the first check.

It is important to understand that the administration does not send payments until the benefits are considered “due” according to their guidelines. For example, if you apply for social security retirement benefits early (ie. ahead of your qualified retirement age) you will not receive your first benefits payment until you meet the requirements. In the event that you apply for social security benefits after you are qualified as entitled to them, your first payment may include retroactive benefits going back to the date at which you were first eligible.

Reporting Requirements After You Apply for Social Security

After an individual decides to apply for social security and begins receiving benefits, there are strict reporting requirements to be aware of to remain in compliance with Social security Administration guidelines. Generally, the reporting requirements deem that you notify the administration of any income changes which may have an impact on your benefits eligibility. However, … Continue reading

Understanding the Trial Work Period After You Apply for Social Security Disability

In following up on our last article regarding the cessation and termination of benefits after an individual decides to apply for social security disability benefits, it is helpful to understand the trial work period in further detail. After an individual does apply for social security disability benefits and is approved and has become entitled to … Continue reading

Understanding Benefits Cessation Before You Apply for Social Security Disability

When an individual decides to apply for social security disability benefits, one of the factors which is not often considered during the initial claim filing is the termination of benefits. When you apply for social security disability, you will want to be able to effectively forecast your estimated benefits over the course of your disability … Continue reading

The Effect of Worker’s Compensation When You Apply for Social Security Disability

When you apply for social security disability benefits, it is critical to understand what effects worker’s compensation benefits may have on your claim. Very often, when a disability is due to an on the job injury, you will receive some form of worker’s compensation. Each state mandates that employers carry this type of insurance to … Continue reading

Understanding Substantial Gainful Activity When You Apply for Social Security

One of the principles that is critical to understand when you apply for social security disability benefits is the concept of substantial gainful activity, or SGA. The administration defines disability as the inability to carry out any form of substantial gainful activity for a period of no less than one year. So if you plan … Continue reading

Understanding How to Apply for Social Security Disability Benefits

When you decide to apply for social security disability benefits, it is helpful to understand the fundamentals of disability benefits and how they will affect your application. Essentially, there are currently three separate types of benefits which will be paid to an entitled individual on the basis of meeting the disability requirements. When you apply … Continue reading

Understanding Processing Times When You Apply for Social Security

One of the most common questions when an individual decides to apply for social security is “How long will it take to begin receiving payments after I submit my application?” Due to the size and scope of the Social Security Administration, many people believe that it will take weeks or months to begin receiving benefits … Continue reading

Unique Issues When Small Business Owners Apply for Social Security

In the event that you happen to be a business owner, regardless of whether you function as a sole proprietorship or have incorporated your firm, you may face a unique set of issues when you apply for social security benefits. In this article, we’ll take a look at some of the special problems that can … Continue reading

What to Know About Proof of Age When You Apply for Social Security

Generally, when you apply for social security benefits, the process revolves around particular age requirements. Within the Social Security Administration, exacting age guidelines and prerequisites exist and there are specific requirements for producing proof of age which you must meet when you apply for social security benefits of all types. There are essentially two fundamental … Continue reading